For as long as currency has been a concept people have invested. Nearly all of history it Awas done by yourself with only your gut feelings to guide you. Enter The Oxford Club a team of professional investors who, thanks to an incredible dedication to principles, have managed to bring greater than average returns across almost all possible asset classes.
In 1991 the Passport Club, then headed by William Bonner, was renamed to the Oxford Club taking with it a wealth of knowledge and experience investor and entrepreneurial professionals. Originally breaking ground with the idea of a private financial club over the years the once small club has grown to an impressive size. Drawing from their pool of intelligent and experienced entrepreneurs and investors The Oxford Club has grown to over 150,000 members worldwide by 2018.
Diversification is the name of the game according to the Oxford Club. Rather than keeping all of your eggs in one basket, the Oxford Club calculates using time-tested algorithms just how to diversify your portfolio. This adds a degree of anti-fragility to your investments meaning they strengthen in response to stress.
Minimization of overhead costs, as well as tax load, allows the Oxford Club to give greater returns than other competing institutions. By eliminating the fees associated with hedge managers and limiting tax liability its possible to generate up to an additional 4% return on investment in your portfolio annually. Although they are selective with admittance to the club it is not restricted to the public. With all things considered the Oxford Club has a great track record in the world of finance.
You have decided to redo your kitchen, good for you! This can be a very exciting undertaking. There are lots of reasons why you may have decided to remodel. Perhaps you are remodeling because you have outgrown your kitchen space, or maybe you have never liked the kitchen and always dreamed of doing it your way. No matter what the reason this is your chance to get the kitchen of your dreams. Of course, that also means that you have the chance to address all of your storage and organization concerns as well with your new cabinets. Designing your new cabinet system and getting it built and installed can be a task in an of itself, however. First, you should decide right off the bat if you want to go prefab or custom. While both have their advantages, they also have some district drawbacks as well.
Prefab is quick and can be very economical you go to a home store or a kitchen and bath retailer and select from what they offer. They have the units in the warehouse and they deliver them to your home for installation in a few days. The problem is that the quality may not be as high as you would get with custom, and you are limited to the styles and sizes that are carried by the store. You also don’t have the possibility of customizing the units with add-on features such as lighting or specialized storage. What you see is what you get, but hey it’s faster and cheaper than custom.
With custom, you get exactly what you are wanting, but it also takes longer and is more expensive. You have to hire a cabinet designer and then after your plans are laid out will have to work with your remodeling contractor, or even a cabinet maker if your plans are very elaborate, to have the units built and installed. This can all lead to hassles and delays in your remodeling schedule that most people just don’t want to have to deal with.
There is a better way, however. What if you could get all of the quality, customization, and perfect fit of custom built cabinets combined with the ease of selection, rapid delivery, and lower cost of prefab? With Siteline Cabinetry you can do just that. Siteline offers you the chance to customize your new cabinets using a wide array of door style, finishes, and add-on features as well as a very big selection of pre-designed formats that can be used to build the kitchen cabinet system of your dreams. All you have to do is head over to the Siteline website and tour their virtual showroom. Take your time and build the perfect cabinet solution for you and then talk to your Siteline preferred home professional about placing your order. Siteline works with thousands of high-quality home professionals, including designers, architects, remodelers, kitchen and bath studios, and top-rated contractors nationwide. Once your order is placed and confirmed Siteline will build your new cabinets in their state of the art facility under the highest quality standards.
Your new cabinets will arrive in a few weeks as compared to months with traditional custom built methods. Since Siteline only works with the best home professionals around you can take comfort that they will be installed with the same attention to detail and quality as was used when they were built. All you have to do is sit back and enjoy your new kitchen featuring your great new Siteline cabinet system.
When you are ready to get started head over to the virtual showroom on the Siteline website. If you are not already working with a Siteline partner, then you can find on the site as well. Siteline makes it easy to get great cabinets so you can make your new kitchen truly yours.
Stock options have been associated with a lot of problems. They have been associated with overhang and being an accounting burden to the accountants. As a result, there has been a push to change this situation by offering alternative compensation methods that will fill in the gaps that are created by the stock options.
According to compensation lawyer, Jeremy Goldstein of Jeremy L. Goldstein & Associates, there is an option called “Knockout Barrier” option. This is an option that solves the problems associated with the stock options. It has a time limit over which it is valid. In case the prices fall, the options may be deemed to have expired. It is still clear that the employees risk losing their options in case the process falls. However, the business will benefit from reducing the accounting burden, and the risk of stock overhang will be eliminated.
Why does the accounting burden reduce? When the option is time-bound, let say an hour, an account will not have a hard time recording the transitions involved. Knockout Options, unlike the stock options, enable the accountants to prepare a clean annual report that is easy to read and comprehend. To the workers, Knockout options offer attractive benefits.
Knockout barrier options may not have all the answers to workers compensation issues, but at least they eliminate all the problems associated with all other forms of compensation. So far it is the best method and is recommended by Jeremy Goldstein, a prominent lawyer in New York.
The above is not the only incentive methods that can be applied in a business environment. There are other methods, but all in all, the applicability of the method depend on the goals of accompany. A method that works for one company may not work for another.
Jeremy advises companies to choose the methods that best fit their business goals. In his many years of experience, he has seen some companies get into trouble financially for making decisions which do not match with their mode of operations.
Another method that is commonly used is the “Earnings per Share.” This is a payment method that is based on the performance of an employee. EPS is a method that determines the stock prices of a company. The stock price determines if people will invest in a company or not. So, how a company implements the EPS will determine the growth of the business.
About Jeremy Goldstein
Jeremy Goldstein is a compensation lawyer who has worked for big corporations in the country. Jeremy Goldstein has a huge reputation and remains one of the best performing law firms in the country. He has worked with the likes of AT&T and Verizon. Jeremy Goldstein has a law firm called Jeremy L. Goldstein & Associates. It is based in New York. Learn more: https://www.quora.com/profile/Jeremy-Goldstein-20
The dating game is a fascinating one to play because there are so many ways to approach it. The dating app game has definitely enhanced the way that people meet one another, and Whitney Wolfe is at the top of this pyramid when it comes to helping singles find the right one. Much of this has to do with her grand desire to give people a totally different perspective when it comes down to who would make the first move.
With Bumble Wolfe has done something amazing. She has given women the chance to make the first move, and many men are excited about this. What people find with using this dating app is that the pressure of meeting a woman and coming up with something clever to say is gone away. In most cases women are typically going to say hi to acknowledge that the match has been made. Once this has been done the ball comes back into the man’s court and he has 24 hours to respond.
Whitney Wolfe made such a small enhancement to the dating app with this type of back and forth cat and mouse game, but it is exciting for singles. Sometimes a match can be made by accident. There are many people that click on a picture and swipe right without realizing what they are doing. In these cases the other party doesn’t really know for sure if the other person is actually interested. The good thing about the 24-hour period for responding is that it is a verbal confirmation that there is actually someone on the other end that likes you. This is exciting for people that have a strong desire to get confirmation.
A ton of people are utilizing the dating app that Whitney has created because it has become something that gives people a chance to explore and app by a young millennial that knows what other single men and women are in search of. Whitney Wolfe may be the most interesting player in the dating app game. She may be responsible for single-handedly changing the way that men and women look at dating. This is all because of Bumble.
The singles that are tired of the clubs and bars are finding a new way to make matches, and Bumble appears to be exactly what people have been looking for. Whitney Wolfe is the one to thank for this.
161,360 men were diagnosed with prostate cancer in 2017. According to the American Cancer Society, this number is expected to reach 164,690 in 2018 alone. Mitt Romney was one of these men in 2017 when he was diagnosed and consequently had surgery to remove cancer performed that same year. Most cases of prostate cancer, 6 out of 10, are diagnosed in men 65 and older. Mitt Romney fit this statistically at the age of 70 at diagnosis. Fortunately for the former Republican Presidential Nominee, the prognosis looks great and Dr. David Samadi agrees. The Oncologist and Urologist is known around the world as one of the leading doctors to treat prostate cancer. He is also a frequent contributor and guest to Fox News concerning health issues, and not just prostate cancer.
Dr. David Samadi tells his own patients of the benefits of choosing surgery over just radiation therapy alone. While it sometimes may have to be used to ensure that the existing cancer is localized to the prostate, choosing to treat with only chemotherapy can drastically reduce the chances and length of survival for prostate cancer patients. If a man chooses radiation therapy alone over surgery, he is twice as likely to die from cancer and 1.5 times likely to die sooner than a man who chose to treat his prostate cancer with surgery.
Incidentally, radiation is much less likely to destroy all of the cancer and the side effects of it alone can cause secondary cancers that are just as deadly as the initial diagnosis. Dr. David Samadi informs his patients of the benefits of removing the prostate after diagnosis including the statistic that they will have an almost one hundred percent survival rate if the surgery is completed after the cancer is localized just to the prostate. The chances of surviving prostate cancer for longer than five years is less than thirty percent if the patient chooses radiation over surgery initially. In fact, once radiation is started it makes it much more difficult to perform the surgery afterward as the risks are increased even more.
Dr. David Samadi has been the Chairman of Urology at Lenox Hill Hospital since June 2013 as well as being the Chief of Robotic Surgery. Samadi has performed over 7,000 robotic-assisted surgeries in his career and is making improvements to the already renowned urology program at Lenox Hill.
In July of 2017 there was a major meeting taking place hosted by the Center of Policy and Legal Reform and the International IDEA in Kiev, Ukraine. The Ukraine government has been failing to thrive for the last two decades. This meeting witch included Sujit Choudhry and several other experts in constitutional law was to discuss the executive powers of the Ukraine. Additional article on patch.com.
Sujit Choudhry mentioned how important this meeting was and how privileged he was for being invited. He stated that he felt the Ukraine government was having trouble for several reasons; the power of the country being centralized, weak political parties, the legislature electoral system, and the power being separated by the Prime Minister and the President. In the meeting Choudhry would have been able to give evidence-based advice and options on how to correct these problems.
Sujit Choudhry has been working and studying in the field of constitutional law and politics for more than two decades and has become a huge success both in publications and field work, check blogs.law.nyu.edu. Over ninety articles, book chapters, and reports of his have been published over the years. A few of those are the Migration of Constitutional Ideas in 2006, Constitutional Design for Divided Societies: Integration or Accommodation in 2008, The Oxford Handbook of the Indian Constitution in 2016, and Constitution Making also in 2016. Sujit Choudhry is also member of many committees that support his work and honorary member of the United Nations Meditation Roster. Has even been a consultant for the World Bank Institute at the United Nations development program and World Bank.
Currently Sujit Choudhry is a professor at Berkeley School of Law, a University of California, and Director of the Center for Constitutional Transitions. Choudhry is also co-leader of three collaborative research projects that were set to publish their findings sometime in 2017. More on constitutionaltransitions.org.
In 1995 when Mr. Todd Lubar, now an accomplished Baltimore based real estate investor, graduated from Syracuse University, the internet was practically brand new. It was hard to say if it was just a fad or the new big thing. Today, there is no question that it was not just a big thing, but it was also a game changer. The impact of the internet on society will be something which only future generations will be able to put into perspective. Today we are still caught up in the whirlwind of change which the World Wide Web has set in motion. The first generation to grow up with the internet is the millennials, also known as the internet generation.
Mr. Todd Lubar has always had an appreciation for innovation. So the recent developments springing from the fountain of technology called the internet did not catch him off guard. He knew that the internet of things (IoT) was here and it would only be a matter of time before the smart home devices which had hit the market first as novelties would eventually become standard features in every new home. His intuition inspired him to begin making IoT upgrades standard features in the properties he was putting on the market.
Mr. Lubar’s company, TDL Global Ventures, buys distressed properties and gives them a complete makeover. Often they look like new homes following the renovations. By adding smart home features to his projects, Mr. Lubar has attracted the attention of the millennials who have been flocking to Baltimore recently. Many prefer the “Charm City” because it is close to the nation’s capital, yet they can avoid the high cost of Washington, D.C. housing. The millennials love IoT devices in their homes. It gives the resident of the house the ability to control things such as temperature, lighting, even the shades directly from a smartphone. For more details visit Inspirery
As for the future, Todd Lubar says that IoT is only in its infancy. If you fast forward 30 years, smart homes are all you would find. By 2025 millennials are projected to be 75 percent of the workforce. Those people will want high-tech dwellings also. With no shortage of foreclosures and other distressed properties in and around Baltimore, Mr. Lubar will be a very busy man for the foreseeable future. You can visit his Instagram page to know more.
Rocketship Education Public Schools are charter schools that serve low-income neighborhoods. The goal of these schools is to provide poor communities with a choice for educating their children. Rocketship Education Public Schools are located in key areas of the country such as Nashville, Milwaukee and Washington D.C.
The schools were first established in 2006 by Preston Smith and John Danner. These men recognized that there was a need to improve the education of low-income students. They opened the first Rocketship charter school in San Jose, California.
The founders of Rocketship Education decided to take their education process in a new direction. While they adhere to state requirements for educating students, they also instituted different regulations and rules for their own institutions. For example, students are given a highly advanced curriculum. They are also required to wear uniforms and to adhere to standard forms of behaviors.
One of the most interesting things about Rocketship is the parental involvement. This chain of charter schools relies heavily on parents to help educate their children. Parents can view the schools as they are being constructed, they can help select the types of teachers and staff that will be working with their children and they are given every opportunity and incentive to participate in their child’s education.
Parents cannot spend all of their time with their children while they are learning. However, they can visit the school when they need to evaluate their child’s progress. Rocketship encourages this habit. Another great thing about Rockeship has to do with parental support. When a student’s home life jeopardized, Rocketship Education will step up to help. While they cannot stop or change all of the problems that a family experiences; they can help to provide support whenever it is needed.
When students out in San Jose experienced a flooding disaster, Rocketship stepped up to help out. They aided families with food, shelter and other supplies they needed to get through the situation. Rocketship teamed up with other organizations to provide this type of support. Students affected by the flood were still able to attend school while their parents reorganized their lives. This was a win/win situation for everyone. This is just an example of how Rocketship Education is making a difference in the lives of its students and their families.
If you reside in the states of Illinois or Southern Wisconsin, then you’ve probably heard of Aloha Construction. This is the company of all companies when it comes to home-renovation services. This family-owned general-contractor can handle a wide array of home-improvements projects with relative ease. Aloha Construction has up to 250 employees thanks to its growth, and these employees have been rigorously trained for the tasks at hand. DaveFarbaky, founder of the company, finally turned dream into a reality back in 2008. Ever since then, the company has been sailing forward. Over 18,000 projectshas beencompleted, and each project came with a solid 10-year craftsmanship-warranty.
Did you know that when it comes to houses, a little maintenance goes a long way. One of the biggest issues for homeowners is water damage. This water damage has come from poor irrigation of rainwater that hasn’t been properly channeled away. If you’ve got a cracked foundation or brown stains on your home’s interior ceiling, there’s a high chance that your home has some form of water damage. Downspout systems and gutters should always be checked throughout the year. Is there any stagnant water near your home? This is a sure sign of impending water damage.
Aloha Construction serves numerous cities and towns such as Lake Villa, Round Lake, Peoria, Washington, Pekin, Hoffman Estates, Libertyville, Vernon Hills, Lake Zurich, Bloomington and the entire Windy City. Thanks to its satellite office in Bloomington, Illinois, the company can easily reach locations that are on the fringe of the coverage area. This is progressive-action and progressive-thinking at finest. Aloha Construction is the winner’s-choice for home-renovations because it’s providing high-quality services, it’s leading by example, and it’s changing the status quo in home-improvement.
Switzerland probably conjures a lot of images of country towns nestled in the Alps and of farmers and old-fashioned jobs. But did you know it actually could be becoming the new tech entrepreneur’s destination? For a long time it was where banking was primarily done because of heavy security in Swiss banks, and because the Swiss government had some of the fewest regulations on banking in the world. But that’s changed now and Mike Baur, a former banking professional has experienced the changes which is why he is now investing in the next generation of entrepreneurs. The company he’s started to do that is the Swiss Startup Factory in Zurich.
Managing and protecting clients’ wealth is what Mike Baur knows very well. At only age 16 he came to UBS Bank to start his banking apprenticeship. The human resources director he spoke to at the time went over a chart that covered every promotion Baur could earn at UBS and where he should expect to retire. Baur did become one of the top employees at UBS and a favorite of his superiors. He developed quite a finance and investing acumen making him a lead advisor while still only in his 20s. Baur’s banking career continued to grow over the years, but when the US banking crisis of 2008 reached Switzerland and the doors of UBS, things started changing. Baur left UBS and became head of the credit division of Clariden Leu Bank where he stayed for the next few years until it merged with Credit Suisse. Despite his hope that things would restart for his original plans, banking was now too restricted and was no longer something Baur was passionate about.
Mike Baur started feeling that instead of hoarding away money in safety deposit boxes and vaults, it should be used to invest in new businesses. He saw great potential at Swiss and other European universities to tap into the ideas of business graduates coming out of them, but he needed a network of investors. Baur and his friend Max Meister had several connections who loved the plan for an accelerator including the Goldback Group, and in 2014 the SSUF was formed. The SSUF allows people with business ideas to apply to a 3-month course, and if they pass the vetting, pass the tests of the course and make a successful investment pitch to target investors, they can get the capital funding and office space they need. The SSUF has seen the successful launch of thousands of startups thus far.